{"id":2,"date":"2023-05-08T18:12:40","date_gmt":"2023-05-08T18:12:40","guid":{"rendered":"http:\/\/ibew-76.mysites.io\/?page_id=2"},"modified":"2026-10-15T12:07:34","modified_gmt":"2026-10-15T19:07:34","slug":"home","status":"publish","type":"page","link":"https:\/\/sparkcu.org\/es\/","title":{"rendered":"Inicio"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#ebb344&#8243; background_image=&#8221;https:\/\/sparkcu.org\/wp-content\/uploads\/2026\/05\/IBEW-Logo_national_10.png&#8221; parallax=&#8221;on&#8221; parallax_method=&#8221;off&#8221; da_disable_devices=&#8221;off|off|off&#8221; border_width_top=&#8221;10px&#8221; border_color_top=&#8221;gcid-primary-color&#8221; global_colors_info=&#8221;{%22gcid-primary-color%22:%91%22border_color_top%22%93}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; column_structure=&#8221;1_2,1_2&#8243; sticky_enabled=&#8221;0&#8243; width=&#8221;90%&#8221; max_width=&#8221;1340px&#8221; use_custom_gutter=&#8221;on&#8221; custom_padding=&#8221;||0px|||&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;23px&#8221; text_line_height=&#8221;1.3em&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">IBEW 76 FCU is now SPARK FCU<\/h2>\n<h3 style=\"text-align: center;\">SAME CREDIT UNION, NEW NAME<\/h3>\n<p style=\"text-align: center;\">Watch the following video to learn more about our transition.<\/p>\n<p>[\/et_pb_text][et_pb_video src=&#8221;https:\/\/youtu.be\/QmCVuMIJp5s?si=xeJ0Lnk3lLpLkAHF&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;600px&#8221; module_alignment=&#8221;center&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_video][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; background_color=&#8221;#000000&#8243; custom_padding=&#8221;40px|40px|40px|40px|true|true&#8221; sticky_enabled=&#8221;0&#8243; border_radii=&#8221;on|15px|15px|15px|15px&#8221;][et_pb_text _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; text_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221; theme_builder_area=&#8221;post_content&#8221;]<strong style=\"font-size:125%;\">EMPLOYEE SPOTLIGHT: MEET FROSTY!<\/strong><\/p>\n<p>If you\u2019ve been a member of SPARK FCU for a while, chances are you already know <strong>Frosty Carter<\/strong>, our <strong>VP of Lending &#038; Office Manager<\/strong>.<\/p>\n<p>For 12 years, Frosty has been a trusted and familiar face at the credit union. Whether she\u2019s helping a member finance a new vehicle, answering a question, solving a problem, or simply taking the time to listen, Frosty brings experience, honesty, and a genuine commitment to the people we serve.<\/p>\n<p>She\u2019s earned the trust of our members because she treats people the way she would want to be treated\u2014with kindness, respect, and a willingness to help.<\/p>\n<p>Frosty is also a proud OPEIU union member, which makes her connection to the union families we serve even more meaningful.<\/p>\n<p>And while she wears a lot of hats at SPARK, she recently added a very special new one: <strong>Grandma!<\/strong> \u2764\ufe0f<\/p>\n<p>We\u2019re incredibly fortunate to have Frosty on our team and grateful for the care, loyalty, and heart she has brought to SPARK and our members over the past decade.<\/p>\n<p><strong>Thank you, Frosty, for 12 years of taking care of our members and helping make SPARK feel like family.<\/strong>[\/et_pb_text][et_pb_gallery _builder_version=&#8221;4.27.9&#8243; _module_preset=&#8221;default&#8221; gallery_ids=&#8221;1097,1098&#8243; posts_number=&#8221;2&#8243; show_title_and_caption=&#8221;off&#8221; hover_enabled=&#8221;0&#8243; sticky_enabled=&#8221;0&#8243; zoom_icon_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221; hover_overlay_color=&#8221;rgba(235,179,68,0.67)&#8221;][\/et_pb_gallery][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; module_class=&#8221;home-primary-content&#8221; _builder_version=&#8221;4.27.5&#8243; background_image=&#8221;https:\/\/sparkcu.org\/wp-content\/uploads\/2026\/06\/spark_hp_family_bg.png&#8221; background_size=&#8221;contain&#8221; background_position=&#8221;bottom_right&#8221; background_horizontal_offset=&#8221;-15%&#8221; z_index=&#8221;0&#8243; custom_margin=&#8221;0px||-14px||false|false&#8221; custom_padding=&#8221;||100px|0px|false|false&#8221; custom_padding_tablet=&#8221;||200px||false|false&#8221; custom_padding_phone=&#8221;||50px||false|false&#8221; background_last_edited=&#8221;on|tablet&#8221; parallax_tablet=&#8221;off&#8221; background_size_tablet=&#8221;contain&#8221; background_image_width_tablet=&#8221;85%&#8221; background_position_tablet=&#8221;bottom_right&#8221; background_vertical_offset_tablet=&#8221;0%&#8221; background_repeat_tablet=&#8221;no-repeat&#8221; background_blend_tablet=&#8221;normal&#8221; da_disable_devices=&#8221;off|off|off&#8221; border_width_bottom=&#8221;10px&#8221; border_color_bottom=&#8221;#ebb344&#8243; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.27.5&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; width=&#8221;90%&#8221; max_width=&#8221;1850px&#8221; custom_padding=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; header_font=&#8221;|600|||||||&#8221; header_font_size=&#8221;60px&#8221; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; header_font_size_tablet=&#8221;60px&#8221; header_font_size_phone=&#8221;40px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Empowering Financial Growth for Union Members and Their Families<\/h1>\n<p><!-- \/divi:paragraph --><\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;24px&#8221; text_line_height=&#8221;1.4em&#8221; max_width=&#8221;45%&#8221; max_width_tablet=&#8221;60%&#8221; max_width_phone=&#8221;none&#8221; max_width_last_edited=&#8221;on|tablet&#8221; custom_margin=&#8221;||35px||false|false&#8221; custom_margin_tablet=&#8221;||||false|false&#8221; custom_margin_phone=&#8221;||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Welcome to SPARK Federal Credit Union, where our mission is to make a meaningful difference in the lives of our members. Since 1957, we have grown into a thriving financial institution dedicated to serving union members and their families. As a member-owned, not-for-profit cooperative, we pride ourselves on offering affordable loans, strong savings programs, and exceptional personal service. Experience the difference of a credit union that truly embodies the philosophy of \u201cpeople helping people.\u201d Let us be your trusted guide to financial well-being, with services designed to support every stage of life.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row custom_padding_last_edited=&#8221;on|phone&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; max_width=&#8221;1840px&#8221; custom_padding=&#8221;0px||2px|||&#8221; custom_padding_tablet=&#8221;0px||2px|||&#8221; custom_padding_phone=&#8221;25px||2px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Real Relationships.<br \/>Real Member Support.<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; max_width=&#8221;1840px&#8221; custom_margin=&#8221;15px||0px||false|false&#8221; custom_margin_tablet=&#8221;15px||0px||false|false&#8221; custom_margin_phone=&#8221;15px||25px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Eric C.&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; body_font_size=&#8221;21px&#8221; background_color=&#8221;gcid-secondary-color&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_tablet=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_phone=&#8221;20px||20px|20px|true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22background_color%22%93}&#8221;]<\/p>\n<p>\u201cSPARK helped me use the equity in my home to make an investment possible. They made the process personal, not transactional.\u201d<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Kathy D.&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; body_font_size=&#8221;21px&#8221; background_color=&#8221;gcid-secondary-color&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_tablet=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_phone=&#8221;20px||20px|20px|true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22background_color%22,%22background_color%22,%22background_color%22,%22background_color%22%93}&#8221;]<\/p>\n<p>\u201cIt\u2019s reassuring to bank with a team that truly values its members and provides dependable services you can trust.\u201d<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Bill M.&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; body_font_size=&#8221;21px&#8221; background_color=&#8221;gcid-secondary-color&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_tablet=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_phone=&#8221;20px||20px|20px|true|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; border_radii=&#8221;on|10px|10px|10px|10px&#8221; box_shadow_style=&#8221;preset1&#8243; global_colors_info=&#8221;{%22gcid-secondary-color%22:%91%22background_color%22,%22background_color%22,%22background_color%22,%22background_color%22%93}&#8221;]<\/p>\n<p>\u201cI like the personal service and not having to talk to a computer\u201d<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.6&#8243; 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custom_padding_tablet=&#8221;|50px||50px|false|true&#8221; custom_padding_phone=&#8221;|25px||25px|false|true&#8221; border_radii=&#8221;on|50px|50px|50px|50px&#8221; box_shadow_style=&#8221;preset1&#8243; box_shadow_blur=&#8221;4px&#8221; box_shadow_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.21.0&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|600||on|||||&#8221; header_2_text_align=&#8221;center&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;45px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">LOAN RATES<\/h2>\n<p>[\/et_pb_text][et_pb_code _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<script><!-- [et_pb_line_break_holder] -->jQuery(document).ready(function($) {<!-- [et_pb_line_break_holder] -->    $(\".content\").hide();<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    function setActiveButton($button) {<!-- [et_pb_line_break_holder] -->        $(\".button\").css({<!-- [et_pb_line_break_holder] -->            \"background\": \"none\",<!-- [et_pb_line_break_holder] -->            \"border\": \"none\",<!-- [et_pb_line_break_holder] -->            \"padding\": \"20px\",<!-- [et_pb_line_break_holder] -->            \"border-radius\": \"5px\",<!-- [et_pb_line_break_holder] -->            \"color\": \"#080808\"<!-- [et_pb_line_break_holder] -->        });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        $button.css({<!-- [et_pb_line_break_holder] -->            \"background\": \"#ebb344\",<!-- [et_pb_line_break_holder] -->            \"border\": \"none\",<!-- [et_pb_line_break_holder] -->            \"padding\": \"20px\",<!-- [et_pb_line_break_holder] -->            \"border-radius\": \"5px\",<!-- [et_pb_line_break_holder] -->            \"color\": \"#000\"<!-- [et_pb_line_break_holder] -->        });<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    \/\/ Initial state<!-- [et_pb_line_break_holder] -->    $(\"#loans_button1\").show();<!-- [et_pb_line_break_holder] -->    setActiveButton($(\"#button1\"));<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    $(\".button\").on(\"click\", function() {<!-- [et_pb_line_break_holder] -->        var contentId = \"#loans_\" + this.id;<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        $(\".content\").hide();<!-- [et_pb_line_break_holder] -->        $(contentId).fadeIn(300);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        setActiveButton($(this));<!-- [et_pb_line_break_holder] -->    });<!-- [et_pb_line_break_holder] -->});<!-- [et_pb_line_break_holder] --><\/script>[\/et_pb_code][et_pb_text _builder_version=&#8221;4.27.5&#8243; 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If you\u2019ve been a member of SPARK FCU for a while, chances are you already know Frosty Carter, our VP of Lending &#038; Office Manager. For 12 years, Frosty has [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:paragraph -->\n<p>This is an example page. It's different from a blog post because it will stay in one place and will show up in your site navigation (in most themes). Most people start with an About page that introduces them to potential site visitors. It might say something like this:<\/p>\n<!-- \/wp:paragraph -->\n\n<!-- wp:quote -->\n<blockquote class=\"wp-block-quote\"><!-- wp:paragraph -->\n<p>Hi there! I'm a bike messenger by day, aspiring actor by night, and this is my website. I live in Los Angeles, have a great dog named Jack, and I like pi\u00f1a coladas. 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