Ahorros

Bienvenido a SPARK Federal Credit Union, your trusted partner in securing your financial future. Our savings products are designed to offer flexibility, security, and rewarding returns to cater to your unique saving goals. We offer a range of options from traditional Shares (Savings) to IRA Share Accounts, along with attractive deposit rates. Our Savings Certificates provide a secure, fixed-rate investment solution with terms to suit your future planning. Rest assured, your savings are federally insured up to $250,000, backed by the full faith and credit of the United States Government. Start your journey towards financial growth with us, because at SPARK FCU, your financial wellbeing is our top priority. Welcome to smarter savings.

Productos

Acciones (ahorro) | IRA – Traditional & Roth | Share Drafts (checking) | Tarjetas de Débito Visa | Tarjetas de Crédito Visa | Préstamos para Vehículos | Préstamos para Botes | Préstamos para Casas Rodantes (RV) | Préstamos para Aprendices | Préstamos con Firma | Préstamos sobre el Valor de la Vivienda | Depósito Directo | Deducción de Nómina | Deducción de Cuotas Sindicales | Banca en Línea | Depósito Remoto | Bill Payer | Mechanical Breakdown Coverage | Guaranteed Auto Protection (GAP)

Tasas de Depósito

The following deposit product information is applicable to your consumer accounts at SPARK FCU as of the effective date shown below. SPARK FCU may add to or change the rates and fees contained in this schedule daily. Each accountholder agrees to the terms on the Truth in Savings Disclosure and acknowledges that it is a part of the Account Agreement.
Effective Date: April 30, 2026

* Si una cuenta corriente mantiene un saldo de cero durante 9 meses consecutivos, o presenta un saldo negativo durante 31 días consecutivos, la cuenta será cerrada.

Effective Date: April 30, 2026

Your savings are federally insured to as least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency. Rates and Terms in effect as of April 30, 2026 and are subject to changes without notice.

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