Savings
Welcome to SPARK Federal Credit Union, your trusted partner in securing your financial future. Our savings products are designed to offer flexibility, security, and rewarding returns to cater to your unique saving goals. We offer a range of options from traditional Shares (Savings) to IRA Share Accounts, along with attractive deposit rates. Our Savings Certificates provide a secure, fixed-rate investment solution with terms to suit your future planning. Rest assured, your savings are federally insured up to $250,000, backed by the full faith and credit of the United States Government. Start your journey towards financial growth with us, because at SPARK FCU, your financial wellbeing is our top priority. Welcome to smarter savings.
Products
Shares (savings) | IRA – Traditional & Roth | Share Drafts (checking) | Visa Debit Cards | Visa Credit Cards | Vehicle Loans | Boat Loans | RV Loans | Apprenticeship Loans | Signature Loans | Home Equity Loans | Direct Deposit | Payroll Deduction | Union Dues Deduction | Online Banking | Remote Deposit Capture | Bill Payer | Mechanical Breakdown Coverage | Guaranteed Auto Protection (GAP)
Downloadable Guides
Deposit Rates
* If a checking account maintains a zero balance for 9 consecutive months, or contains a negative balance for 31 consecutive days, the account will be closed.
Your savings are federally insured to as least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency. Rates and Terms in effect as of April 30, 2026 and are subject to changes without notice.